Homebuying Pre-Qualification

November 13, 2013

ImageAs early in the home buying process as possible, you should apply to become pre-qualified with a mortgage company.   The first step in this process is filling out a pre-qualification form for the mortgage company.  Depending on your income and credit history, you will be “pre-qualified” for a certain purchase price.

The mortgage company uses the information you provide, along with a copy of your credit report, to estimate the amount of mortgage for which you may qualify.  This is called a pre-approval, or the maximum amount the mortgage company is willing to lend, which will help guide you in determining which homes you will be able to purchase. At this point, you are ready to begin the exciting journey of selecting your new home! There is no need to bring in documentation at this stage.

It is not necessary to have a specific home or property in mind before you start the pre-approval process. Click on the link to our mortgage company’s prequalification form to get started!

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Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com


Homebuying Process

October 16, 2013

330_130530_StyKil_ps_23Buying a home is part of the American dream. It is a significant long-term investment that is often the single largest purchase in our lives.  It is also one of the smartest and most secure investments you can make.  The process may seem intimidating at first, but we promise to work with you every step of the way.

This guide is designed to give you the information you need about the home buying and mortgage process so that you can make informed decisions.  Always remember you don’t have to do it alone.  Our experienced staff at Stylecraft Builders is available to answer any questions throughout the home buying process.

This guide is intended to be an overview and should not substitute for professional mortgage or tax advice.  Please consult your mortgage or tax professional for advice on your specific situation.

We break the home buying process into three separate steps:

stylecrafticon(tiny)

Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com


Siena is Expanding in Bryan!

October 9, 2013

Do you ever wish you could get away from all the hustle and bustle of city life while still enjoying all of its modern conveniences? If so, Siena is the perfect neighborhood for you to call home, and now is the ideal time to select your home with the newly opened section.

Nestled amongst beautiful pine and oak trees, this desirable neighborhood boasts of a community pool, walking trails, a picturesque lake, winding streets, and more. Located off Old Reliance Rd in east Bryan, you’ll feel removed from the traffic and stress of the city in this secluded neighborhood while shopping, schools, and restaurants are still close by.

Stop by the Stylecraft model homes today so you can be one of the first to select a lot that will be perfect for you in this new and appealing section of Siena!

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Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com


Harvard: Homeownership Still the American Dream

September 11, 2013

ImageA big question facing the real estate industry over the last few years is how the housing crisis would impact the public’s belief in homeownership as a major component of the American Dream. Many felt the tragedy experienced by so many families would force them to reconsider their desire to ever be a homeowner again.

A recent study by the Joint Center for Housing Studies at Harvard University addressed this question. Their paper, Reexamining the Social Benefits of Homeownership after the Housing Crisis, revealed some interesting findings:

Homeownership Still Preferred Over Renting

“Even after the dramatic loss of equity and the high foreclosure rates, the early evidence suggests that people seem to believe that, over the long run, owning is still preferable to renting…The long term cultural preference for owning seems to have weathered the recent housing crisis.”

Americans Still Expect to be Homeowners

“The research on home-buying expectations supports the conclusion that very large percentages of Americans still expect to buy a home at some time in the future.”

Younger Americans More Desirous of Homeownership

“Moreover, the finding that younger renters and owners are more likely than their older counterparts to expect to own bodes well for the future of the housing market.”

Even after one of the most difficult decades in this country’s real estate history, the belief that homeownership is a part of the American Dream still lives on.

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Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com


Selling a House? 5 Reasons You Should Do It Now!

August 28, 2013

 

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Many are talking about why now is a great time to buy a home. Today, we want to look at why it might also be an opportune time to sell your house. Here are the Top 5 Reasons we believe now may be a perfect time to put your house on the market.

1.) Demand Is High

Homes are selling at the fastest pace since November 2009 when the market spiked in response to the home buyer tax credit. The most recent Existing Home Sales Report by the National Association of Realtors (NAR) showed that monthly sales increased 9.7% over the same month last year. Total sales have been above year-ago levels for 22 consecutive months. There are buyers out there right now (buyer traffic is 31 percent stronger than a year ago) and they are serious about purchasing.

2.) Supply Is Beginning to Increase

Total housing inventory last month rose 11.9% to 2.16 million homes for sale. This represents a 5.2-month supply at the current sales pace, compared with 4.3 months in January. Many expect inventory to continue to rise as more sellers escape the shackles of negative equity. Selling now while demand is high and before supply increases may garner you your best price.

3.) New Construction Is Coming Back

Over the last several years, most homeowners selling their home did not have to compete with a new construction project around the block. As the market is recovering, more and more builders are jumping back in. These ‘shiny’ new homes will again become competition as they are an attractive alternative for many purchasers.

4.) Interest Rates Are Rising

According to Freddie Mac’s Primary Mortgage Market Survey, interest rates for a 30-year mortgage have shot up to 3.98% which represents a jump of more than ½ point since the beginning of the year. Even those trying to be the voice of reason on this issue are projecting higher rates. For example, Polyana da Costa, senior mortgage analyst at Bankrate.com said:

“Rates are unlikely to keep going up so quickly and should remain below 5%.

Whether you are moving up or moving down, your housing expense will be more a year from now if a mortgage is necessary to purchase your next home.

5.) It’s Time to Move On with Your Life

Look at the reason you are thinking about selling and decide whether it is worth waiting. Is the possibility of a few extra dollars more important than being with family; more important than your health; more important than having the freedom to go on with your life the way you think you should?

You already know the answers to the questions we just asked. You have the power to take back control of your situation by putting the house on the market today. The time may have come for you and your family to move on and start living the life you desire. That is what is truly important.

As always – we’re here to help – give me a call and let me know what I can do for you!

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Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com


Moving to Bryan and College Station

August 21, 2013

There are many reasons to love Bryan/College Station from the exciting college Imageatmosphere, to the influx of new companies and job opportunities, to the excellent schools and family friendly neighborhoods that make this area a great place to raise a family. It is no wonder that our twin cities were recently ranked third in an annual national ranking as one of America’s best places to live. There’s no better time to relocate or move to Bryan/College Station (BCS)!

If you are considering making your home in the BCS area, Stylecraft Builders has plenty of new homes in superb and unique neighborhoods that are priced at a great value while maintaining a sense of design and quality. Across the Bryan and College Station area, Stylecraft builds in over thirteen different locations in desirable communities, most of which include parks, walking trails, green spaces, and some with community pools and lakes.

Depending on what type of mortgage or home loan you are considering, we offer several different levels of pricing to meet your budget from the $120,000’s to the $300,000’s. No matter what price range for a new home you are looking at, you will be pleased with the wide selection of floor plans and standard features such as granite countertops and stylish exteriors.

Call or stop by our model homes today. Your realtor is welcome as well. We’d love to share with you why we’re in love with our Bryan/College Station community, and we think you’ll fall in love with our new construction homes!

 

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Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com


Helping Rebuild West

August 14, 2013

ImageOften we find hope in the midst of tragedy. The plant explosion in West, TX earlier this year brought devastation and destruction to the small town and the despair was felt not only in the small knit community, but throughout the state of Texas. As the news spread, people from all over immediately joined together to begin collecting supplies and resources to send to the city and its people. Several months later, the generosity and camaraderie continues.

The Texas Builders Foundation, Stylecraft Builders, the Texas Association of Builders, and the Heart of Texas Builders Association have joined together to build a home for a home builders association member whose home was destroyed in the blast. Construction on the home is expected to begin in September and should be completed by December 2013, in time to spend Christmas in the new home!

The people of West, TX have not been forgotten. Check back to find updates on this particular home that is being built by the efforts of citizens that are dedicated to bringing hope and healing to our neighbors in West!

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Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com


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