Before you shop for a new home, get pre-qualified.

July 28, 2010

If you’ve ever gone shopping and been hit with sticker shock, you know what it feels like to desire something out of your financial reach. Don’t let that happen to you when looking for your dream home. Mortgage pre-qualification will help you avoid disappointment and save time by focusing on a new home that meets both your needs and your budget.

Pre-qualification is a quick, easy process that will determine how much of a mortgage you are approved to receive. You can use one of a variety of online loan calculators but these tools really only provide a rough estimate and don’t always take many factors into consideration. And remember that a calculator is no guarantee that a lender will approve the amount. Your actual pre-qualified amount could be higher or lower. Underwriting varies from lender to lender, so talk to a few mortgage lenders to find out what they can offer you. Choosing the lender before you start shopping can expedite the process once you find a home. And pre-qualification makes you a more appealing buyer because the seller knows you can actually get a mortgage—eliminating the “wait and worry” phase on both sides.

Stylecraft Builders works with Wallick and Volk Mortgage Lending and they’ll be happy to get you started. Click here to get a Pre-Qualify Form. And let us know if you have any questions about the home buying process. We’re here to make it an enjoyable experience to find your dream home!

Stylecraft Builders – Central Texas’ New Home Builder

Buying a home………..makes financial sense.

July 21, 2010

According to many financial and investment advisors, buying a new home in a neighborhood with good schools makes smart real estate investment sense—even if you don’t have school-age children. Of course, if you do have kids in elementary, middle, or high school, considering the schools rankings in communities where you are thinking of buying a new home is a natural. But for those who don’t think the schools near your new home matter, think again. Because while you may believe now that you’ll live in your new home for many years, if you do decide to move for whatever reason, you’ll need to sell that home. And homes that exist in strong school districts are at the top of the list of “musts” for homebuyers with children, and as a result, you will increase your property value simply by originally buying that new home near good schools.

Here in the Bryan and College Station areas, as part of the economic growth and development, new schools are popping up across the communities’ landscapes. In the next two years, 2011-2012, the new schools of Greens Prairie Elementary and The College Station High School will be opening their doors to students in College Station. In 2008, James Earl Rudder High School opened its brand new facility to about 600 ninth and tenth graders and expects to have about 1,250 students in grades 9-12 enrolled by 2012. Those living in Bryan now reap the benefits of this new school.

At Stylecraft Builders, we plan and develop communities with school districts in mind, because we know this is a top priority for new homebuyers. The Sienna community in Bryan, complete with community playground and pool, and close to shopping and local parks, makes owning a new home in this area affordable and convenient. Similarly, the Creek Meadows community right next door to the new schools in College Station offers the same benefits. Now all you need to do is choose which community is right for your family! Email us and we’ll help you find your new dream home today.

Stylecraft Builders – Central Texas’ New Home Builder

Interview with Rebecca Christopher (Director of Development) and Jason Davies (Volunteer Coordinator), with Habitat for Humanity, on the 2010 Builder

July 16, 2010

Interview with Rebecca Christopher (Director of Development) and Jason Davies (Volunteer Coordinator), with Habitat for Humanity, on the 2010 Builder Blitz 2010.

Every year, the Bryan-College Station (BCS) Home Builders Association partners with BCS Habitat for Humanity to pull off this amazing feat. Stylecraft Builders is pleased to be one of 12 builders to join the Builders Blitz 2010 challenge, which begins July 19th. Together with other builders and a crew of volunteers, we’ll be building five new homes, from the ground up, in the Angels Gate subdivision in Bryan. This subdivision has been entirely built by Habitat for Humanity volunteers.