Homebuying Pre-Qualification

As early in the home buying process as possible, you should apply to become pre-qualified with a mortgage company.   The first step in this process is filling out a pre-qualification form for the mortgage company.  Depending on your income and credit history, you will be “pre-qualified” for a certain purchase price.

The mortgage company uses the information you provide, along with a copy of your credit report, to estimate the amount of mortgage for which you may qualify.  This is called a pre-approval, or the maximum amount the mortgage company is willing to lend, which will help guide you in determining which homes you will be able to purchase. At this point, you are ready to begin the exciting journey of selecting your new home! There is no need to bring in documentation at this stage.

It is not necessary to have a specific home or property in mind before you start the pre-approval process. Click on the link to our mortgage company’s prequalification form to get started!

Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com

Homebuying Process

Buying a home is part of the American dream. It is a significant long-term investment that is often the single largest purchase in our lives.  It is also one of the smartest and most secure investments you can make.  The process may seem intimidating at first, but we promise to work with you every step of the way.

This guide is designed to give you the information you need about the home buying and mortgage process so that you can make informed decisions.  Always remember you don’t have to do it alone.  Our experienced staff at Stylecraft Builders is available to answer any questions throughout the home buying process.

This guide is intended to be an overview and should not substitute for professional mortgage or tax advice.  Please consult your mortgage or tax professional for advice on your specific situation.

We break the home buying process into three separate steps:

• Step One – Prequalification

• Step Two – Choose your home

• Step Three – Purchase your home

Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com

Before you shop for a new home, get pre-qualified.

If you’ve ever gone shopping and been hit with sticker shock, you know what it feels like to desire something out of your financial reach. Don’t let that happen to you when looking for your dream home. Mortgage pre-qualification will help you avoid disappointment and save time by focusing on a new home that meets both your needs and your budget.

Pre-qualification is a quick, easy process that will determine how much of a mortgage you are approved to receive. You can use one of a variety of online loan calculators but these tools really only provide a rough estimate and don’t always take many factors into consideration. And remember that a calculator is no guarantee that a lender will approve the amount. Your actual pre-qualified amount could be higher or lower. Underwriting varies from lender to lender, so talk to a few mortgage lenders to find out what they can offer you. Choosing the lender before you start shopping can expedite the process once you find a home. And pre-qualification makes you a more appealing buyer because the seller knows you can actually get a mortgage—eliminating the “wait and worry” phase on both sides.

Stylecraft Builders works with Wallick and Volk Mortgage Lending and they’ll be happy to get you started. Click here to get a Pre-Qualify Form. And let us know if you have any questions about the home buying process. We’re here to make it an enjoyable experience to find your dream home!

Stylecraftbuilders.com

**Stylecraft Builders is an affordable New Home Builder in Central Texas. We are currently building in Brenham, Bryan, College Station, Conroe, Huntsville, Navasota, Killeen and Fort Hood, and Waco, Texas. **

Feel Free to Contact me Tanner Brewster the Online Sales Consultant for Stylecraft Builders:

Cell – 1-866-977-0998

tabrewster@stylecraft-builders.com

stylecraftbuilders.com

Before you shop for a new home, get pre-qualified.

If you’ve ever gone shopping and been hit with sticker shock, you know what it feels like to desire something out of your financial reach. Don’t let that happen to you when looking for your dream home. Mortgage pre-qualification will help you avoid disappointment and save time by focusing on a new home that meets both your needs and your budget.

Pre-qualification is a quick, easy process that will determine how much of a mortgage you are approved to receive. You can use one of a variety of online loan calculators but these tools really only provide a rough estimate and don’t always take many factors into consideration. And remember that a calculator is no guarantee that a lender will approve the amount. Your actual pre-qualified amount could be higher or lower. Underwriting varies from lender to lender, so talk to a few mortgage lenders to find out what they can offer you. Choosing the lender before you start shopping can expedite the process once you find a home. And pre-qualification makes you a more appealing buyer because the seller knows you can actually get a mortgage—eliminating the “wait and worry” phase on both sides.

Stylecraft Builders works with Wallick and Volk Mortgage Lending and they’ll be happy to get you started. Click here to get a Pre-Qualify Form. And let us know if you have any questions about the home buying process. We’re here to make it an enjoyable experience to find your dream home!

Stylecraft Builders – Central Texas’ New Home Builder
www.stylecraft-builders.com